5 Mistakes People Make After a Car Accident in North Carolina

A car accident can be overwhelming, but what you do immediately after can impact your health, insurance claim, and potential legal case. Many people unknowingly make critical mistakes that can weaken their claim or leave them without proper compensation.

Here are five common mistakes to avoid after a car accident in North Carolina.

1. Not Calling the Police

Some people try to handle an accident informally, exchanging information with the other driver without calling the police. This can be a serious mistake.

A police report serves as official documentation of the accident and can be essential for insurance claims and potential legal proceedings. Without it, proving fault or damage can become difficult. Even if the accident seems minor, always call law enforcement to report the incident.

2. Admitting Fault or Apologizing

In the moments following an accident, it’s natural to feel disoriented or even guilty—even if the crash wasn’t your fault. Saying “I’m sorry” or admitting fault in any way can be used against you later.

North Carolina follows a contributory negligence rule, which means that if you are found even slightly at fault for the accident, you may be barred from recovering any compensation. Avoid discussing fault at the scene and let the police and insurance companies determine liability based on the evidence.

3. Failing to Seek Medical Attention

Some injuries, like whiplash or internal injuries, may not be immediately apparent. Many people feel fine right after an accident due to adrenaline, only to experience pain hours or even days later.

Failing to seek medical care can not only put your health at risk but also weaken any claim you may need to file later. Insurance companies may argue that you weren’t really injured or that your injuries were not caused by the accident. Always get checked by a medical professional as soon as possible, even if you feel okay.

4. Not Collecting Evidence

Gathering evidence at the scene can make a major difference in proving your claim. Unfortunately, many people fail to take photos, collect witness statements, or document details of the accident.

If you are able, take photos of:

  • Vehicle damage

  • License plates

  • Road conditions

  • Traffic signs/signals

  • Any visible injuries

Also, get the contact information of any witnesses. This evidence can help support your version of events when dealing with insurance companies or if you need to file a lawsuit.

5. Accepting the First Insurance Offer

Insurance companies aim to minimize payouts, and their first settlement offer is often much lower than what you deserve. Some people accept these offers without understanding the full extent of their injuries or damages.

Before accepting any settlement, consult with a personal injury attorney who can review your case and negotiate on your behalf. An attorney can help ensure you receive fair compensation for medical expenses, lost wages, and other damages.

What to Do After a Car Accident

To protect yourself legally and financially, follow these steps after a car accident:
✔ Call 911 and report the accident.
✔ Avoid admitting fault.
✔ Seek medical attention immediately.
✔ Document the scene with photos and witness information.
✔ Contact a personal injury lawyer before speaking with insurance adjusters.

If you’ve been in a car accident in Cary, Raleigh, or surrounding areas, Jonathan Richardson Law can help you understand your rights and pursue fair compensation.

Contact Jonathan Richardson Law Today

📍 201 Shannon Oaks Circle, Cary, NC
📧 jrlaw@jrlawteam.com

Legal Disclaimer

This blog post is for informational purposes only and does not constitute legal advice. Every case is unique, and you should consult an attorney to discuss your specific situation.

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